Market crashes, rising tax-rates, and out of control debt.

There had never been a better time to be an investor in America.  Stocks were up double-digits.

The Dow, Nasdaq, and S&P just hit all-time highs.  Sentiment was overwhelmingly positive. You’re finally starting to believe all the hype that we’re in the new Roaring ’20s!

You did not realize that in a matter of days, stocks would see a barrage of destruction unlike anything in recent history, decimating trillions of dollars of American wealth, practically overnight. 

You might have already guessed I’m not talking about what’s happening in the financial markets today.

I’m actually describing February 19, 2020, the day stocks closed at an historic record high, just three weeks before the infamous COVID-19 crash.

Just like today, it seemed like stocks were on a roller coaster that could only go up. Americans were piling into the markets, only to see their accounts slashed in half a few days later.  People were forced to delay retirement, or even worse, go back to work after they knew with certainty, they would be completely fine with the amount of money they had saved for their “glory days”. 

If you have been watching stocks climb in the face of surging COVID-19 cases, rising unemployment, escalating inflation, and record-high civil unrest, are you starting to feel a sense of déjà vu?

Stocks have nearly doubled since the crash.  The Dow hit 30k for the first time ever.  The Nasdaq had its best year since 2009. Bitcoin touched $40,0000 – just days after hitting $30,000.

The words “mania,” “euphoria,” and “frenzy” are all over the financial press.  But, if you are like me, it feels like, at any moment, the other shoe will drop, and we’ll see another devastating crash.   If that happens tomorrow, next week, or next month, how will you fare?  How many years will it push back your retirement?  How much of your life earned savings will you lose in a matter of days, weeks, or months?  

A Bankrate study reported that two out of every three American households with retirement or investment accounts did NOTHING with their money as the markets crashed in 2020.  I don’t think that Americans feel immune to these threats, but rather, they are simply paralyzed because they simply lack sound financial relationships with people they trust and will always have their best interest at heart. 

So…how will you fare?  Who will provide opportunities for change that can alleviate the fear and destruction that settles in during times of serious financial decline? 

It does not have to be this way.  There are opportunities available to investors that will completely alleviate any risk from the next crash, or rising tax-rates, or out of control debt.  They are safe, they are predictable, and they provide for a future for you and your family that is secure, and predictable, and fruitful. 

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